Velofound

What an AI cofounder actually does all day

The phrase gets used for three different things: a chatbot with a persona, a business-plan generator, and software that actually does a cofounder's work — builds the website, takes the payments, runs the ads, answers the email, and works through the night so there's a brief in the morning. Velofound is the third kind. Here is what that looks like across one ordinary day.

VelofoundUpdated September 10, 2026By the Velofound team

A cofounder is someone who does the half of the company you can't or won't — and who keeps doing it on a Tuesday night when nobody's watching. The test for whether software deserves the word is the same. Does it produce things that exist afterwards — a live site, a charge on a card, a lead in a pipeline, a runway number — or does it produce text about them? Does it act while you're asleep, or wait to be prompted? And when it acts, does it know where its authority stops?

Velofound's answers: it produces the things; it works overnight on a schedule; and it drafts, scores, reconciles and recommends on its own but never sends, posts or charges without you. It has no equity and no opinions about your life. It won't file your LLC (it points you at the state portal and tracks the steps) and it never holds your money (payments go through a Stripe account in your name). What it does do, in order, is below.

One day, hour by hour

This is Northline Bike Repair — the business on the homepage, one founder, a van, Denver, week six — on a Wednesday. Every line is something Velofound does today; the times are the shape of a real day, not a transcript of one.

Northline Bike Repair · a Wednesday in week sixExample
TimeWhat happenedWho did itLeft for the founder
07:10Morning brief lands: last night's numbers, three customer replies drafted, a price change to approve, two overdue invoices with reminders written.Chief of staff, from the night's workRead it with coffee
07:40Two replies approved as written, one edited. The $60 tune-up goes to $66 on new bookings. Both reminders sent.The founderSix minutes
09:12A customer books a Saturday tune-up on the site and pays a $30 deposit. The charge lands in Northline's own Stripe account; the receipt sends itself; the order appears on the dashboard.The website and StripeNothing
10:30A customer emails hello@northline's own address asking whether the van covers Lakewood. A reply is drafted from the service-area page.InboxPress send, or edit
13:05Someone clicks the Facebook ad with the 'in your driveway' angle, lands on the site, books. The booking is attributed to that ad because the payment happened on a site Velofound hosts.Ads, attributionNothing
15:20Two bike shops found on Google Maps are added to the pipeline as possible overflow partners; each is looked up and scored before anything is written.Lead qualifierNothing yet
17:00Email three of the partner sequence goes to eleven shops, paced to stay out of spam. One replies within the hour and drops out of the sequence automatically.OutreachOne reply to read
21:00The founder closes the laptop.——
01:04Yesterday's Stripe payouts reconciled against orders. Runway recomputed from real revenue and real costs: 8.4 months, up 0.3.Finance analyst—
02:11Meta spend read against paid orders counted from Stripe. Angle B produced three times the bookings of angle A; a recommendation to move budget is written up.Ads analystA decision in the brief
03:19The shop that replied is researched — opened a second location last month — and a follow-up that mentions it is drafted. A two-page partnership proposal is drafted from the pricing tiers.Sales follow-up, Proposal writerTwo drafts to approve
04:30A new 4-star review on Google is read and a reply drafted. Overnight enquiries get replies drafted. The 'do you do e-bikes' question has now come up three times; it's handed to Product as a page to add.Reputation, Support, Spec writerThree drafts, one suggestion
06:00Everything rolled up into one brief, with the time each specialist worked beside it.Chief of staffTomorrow's 07:10

The point of the table isn't the volume. It's the shape: the founder's day contains a handful of decisions, a few minutes each, and the rest is done — and the things that were done exist. A deposit was charged. A review was answered. The runway number is right because it was computed from the payouts, not estimated.

What it builds in the first week

It starts from one conversation about the business — what it is, who it's for, where it is. The website goes live first, on its own address, ready to take payment, because everything else on the list is easier to get right once there's a real thing to point at. Then the rest, one at a time, each finished and editable with a sentence.

Website & branding
A live site with a logo, the copy written to be found, a booking or order form, and Stripe checkout into your own account.
Legal & formation
The LLC, EIN and licence steps for your state, in order, with fees and the official portal for each — tracked, never filed for you.
Pricing
Prices and tiers from real numbers, and a record of what you actually charge once orders arrive.
Social media
Five creative briefs, an AI photo or reel for each, captions and hashtags written, on a two-week calendar by day and platform.
Finance
A budget, your runway from real revenue and real costs, and a plan for raising money if it ever comes to that.
Product
What to build first, what can wait, and a requirements document an engineer could work from.
Hiring
Who to hire and when, the job posts, and interview questions per candidate.
Operations
The day-to-day procedures and the support replies that keep things running.
Sales
Outreach emails and call scripts usable as they are, and a pipeline that tracks every touch.
Strategy
The big decisions — model, positioning, roadmap — thought through with you rather than handed down.

Then it runs the business

This is the half a plan generator doesn't have, and it's the half that decides whether the company survives. It takes the payment: the site charges real cards through Stripe, straight into an account in your business's name, with receipts, refunds and payouts handled — Velofound never touches the money. It knows your runway: revenue from those paid orders, costs from a bank or card CSV, cash from one number you type, and the months-left figure recomputed every night. It runs the ads and proves it: four ads on four angles, published to Facebook and Instagram paused for your approval, each with a tagged link — so a booking can be followed back to the ad that paid for it, counted from the charge rather than from what Meta reports. And it will refuse to recommend a budget your runway can't stand.

It answers your email from a business address of its own — replies drafted, and anyone who answers a cold email dropped out of the sequence automatically. It finds the customers: real local businesses from Google Maps, qualified by actually looking each one up, and cold email that sends, paced and capped. And it works all night: an orchestrator reads what happened today and briefs five executives — Revenue, Marketing, Operations, Finance, Product — each of which dispatches its own agents; six specialists take an hour each through the night, and every one shows up in the morning brief with the time it worked.

Try it

What it would do first for yours

The order changes with the business. A B2B consultancy needs a pipeline before it needs posts; a bakery needs the menu and the orders page before anything else; an idea needs a paying customer before it needs an LLC. Pick the three things that describe yours and see the first week and the first night shift.

Week one, in this order
  1. A booking site that takes a depositServices, prices, a booking form and Stripe checkout into your own account. Live on its own address in about a minute; edited with a sentence.
  2. The legal checklist for your stateLLC or not, EIN, licences and the filing portal for your state, in order, with the fees — nothing filed for you, everything pointed at.
  3. Real leads from Google MapsLocal businesses pulled from Maps into a pipeline, each one looked up and scored before a word is written.
  4. Two weeks of posts, madeFive creative briefs, AI photos or reels for each, captions and hashtags written, scheduled by day and platform.
Overnight, from week two
  • Lead qualifier → Sales follow-upResearches each new lead, scores it hot, warm or cold, and drafts the first email for you to approve.
  • Ads analystReads Meta spend against paid orders counted from Stripe, and recommends moving budget to the angle that pays.
  • Finance analyst → Budget watcherReconciles yesterday's payouts, updates runway, and flags subscriptions nobody has used in sixty days.

This is the order Velofound actually follows for a business like this, chosen by rules, not generated — the real thing starts from a conversation about yours. Nothing is sent, posted or charged without your approval in the morning brief.

How the agents work, briefly

There's one orchestrator — the chief of staff — that reads the day's events: new leads, orders, reviews, overdue invoices, ad spend. It decides what needs doing and briefs the executive who owns it. Each executive runs three agents, and each agent plans its own work, uses the tools it needs — web search, a page reader, LinkedIn, the inbox, Stripe, Meta Ads, reviews, the calendar — reasons about what it found, and hands off to the next agent or leaves a draft for you. A lead qualifier scores a lead hot and hands it to sales follow-up, which researches the company and writes the email; support notices a question twice and hands the pattern to the spec writer.

You never write a prompt for any of this, and you never wake up to something sent. The rule is simple and applied everywhere: anything that sends, posts or charges waits for you. Everything else — research, drafting, scoring, reconciling, recommending — happens on its own.

What it doesn't do

It doesn't form your company: it tells you the steps for your state and links the portal, and you file. It doesn't hold or move your money: Stripe does, into your account. It doesn't act without you on anything a customer would see. It won't rebuild tools that already work — Calendly, QuickBooks, Gusto — and instead tells you which you need at your stage and takes you there. It isn't a lawyer or an accountant, and the legal and finance material it produces is a well-organised starting point, not advice. And it's software that can be wrong: drafts are drafts, scores are scores, and the reason every one of them waits for you is that you know things about your business it doesn't.

Not built yet, and named as such: TikTok ads and Google Business Profile management. When they ship, they'll be on this page.

Pricing, briefly: free to start, with no card — unlimited chat, the website and branding, the legal checklist and five build credits a week. Paid plans from $19 a month unlock every category, card payments on your site and a monthly credit balance; the Growth plan adds published, measured Facebook and Instagram ads. All the plans →

Common questions

Is an AI cofounder the same as ChatGPT with a business prompt?

No. ChatGPT is a very good conversation, and a good place to think. It doesn't have your Stripe account, your inbox, your ad spend or your bank statement, so it can't build the site, charge the card, follow the click to the booking or compute runway from what actually happened — and it doesn't do anything at 2am unless you're typing. An AI cofounder is the conversation plus the hands.

Do I need to be technical?

No. You describe the business in plain words once. The site is generated and published for you; editing anything is a text box, not code. Connecting Stripe and Facebook is a couple of guided clicks each.

Does it really take payments?

Yes — real cards, through Stripe, into a Stripe account opened in your business's name. The money goes to you directly. Refunds are one click, receipts are automatic, and those paid orders are the revenue every other number in the product is measured against.

What does it do without me?

It drafts, scores, researches, reconciles and recommends. Through the night six specialists take an hour each and the brief in the morning shows the time beside each one. Nothing is sent, posted, published or charged until you approve it — ads are published paused, posts wait, replies wait.

Does it take equity or a percentage?

No. It's a subscription — free to start, paid plans from a fixed monthly price. There's no revenue share and no ownership.

Can it run a business I already have?

Yes. The site it builds can be a booking or order page alongside your existing one, Stripe payments and the inbox work from day one, and the Money page only needs a bank CSV and a cash figure. The night shift starts working on whatever data is there.

What happens to my data?

Your business's data — orders, leads, costs, drafts — is yours, stored in your account, used only to run your business. It isn't sold, and it isn't used to train AI models beyond what the AI provider does to deliver the service. Stripe holds the card details; Velofound never sees them. The privacy policy has the full version.

One conversation to start.

Describe your business. The website goes live in about a minute, ready to take payment, and the rest of the team gets to work. Free, no card.

Start free →